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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

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AUTO

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Rates as low as
6.25% APR /  6.389% APY
New Auto loans as low as
5.50% APR
Used Auto loans as low as
5.75% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.75% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

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Courtesy Pay Consent

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Security Center

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Blog

Co-Op Shared Branching

Shared Branching

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Forms & Brochures

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Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Martin Esperanza
7/31/2025
Martin Esperanza
Jennie albarran was so helpful and her customer service was more than 5 ?I'm really happy with McCoy
Jeannine Barber
7/30/2025
Jeannine Barber
I had a car repair issue that was costly. I went to McCoy Federal Credit to get the funds for the repair. I have not borrowed money in quite some time. Judy at the Ocoee Branch was awesome. She was personel as she remained professional. She had a great interest in my car repairs, and she made me feel a little better about taking the loan. And the Loan Agent, Im sure was convinced by Judy to release the extra funds I needed. Thank you Judy for the extra mile you took on my loan. God bless you always.