Credit Card Rates

Credit Cards
ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers, and Cash Advances
CREDIT CARD	RATE
Visa Platinum	as low as 13.75%
Visa Platinum Rewards	as low as 14.75%
Visa Signature Rewards	as low as 15.75%
Visa Secured	18.00%

APPLIES TO ALL CREDIT CARDS
Method of Computing the Balance for Purchases		Average Daily Balance (including new purchases)
Annual Fee		NONE
Minimum Finance Charge		NONE
Grace Period		Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases or balance transfers with your Visa Card if you pay your entire new purchase balance or balance transfer balance by the due date each month. For Cash Advances and Convenience Checks, we will begin charging interest on the transaction date.
Late Payment Fee		If you fail to pay at least the minimum payment after its due date, you will pay a late charge up to $25
Over-the-Credit Limit Fee		NONE
Transaction Fee for Balance Transfers		No Balance Transfer Fee* *Certain promotional rate offers include a Balance Transfer Fee
Transaction Fee for Cash Advances		3% with minimum of $10