Compare Checking Accounts
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Smarter |
Smart |
Simply |
Fresh Start |
Student |
| Monthly Maintenance Fee |
$8 |
$5 |
$0 |
$10 |
$0 |
| Included Benefits |
| Visa Debit Rewards |
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| Fully Managed Identity Theft Recovery |
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| Identity Theft Expense Reimbursement |
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| Identity Monitoring Services with Alerts** |
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| Mobile Phone Coverage* |
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| Loan Discount - Consumer Loans*** |
0.50% |
0.25% |
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| ATM Surcharge Reimbursement**** |
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| Official Checks/Money Orders |
FREE |
FREE |
$1 |
$1 |
FREE |
| Notary Services |
FREE |
FREE |
$5 |
$5 |
N/A |
| Draft Stop Payment |
FREE |
FREE |
$25 |
$25 |
FREE |
| Spend-2-Save (optional service) |
FREE |
FREE |
FREE |
FREE |
FREE |
| Paper Statement Option |
FREE |
$3/Month |
$3/Month |
$3/Month |
FREE |
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View Details
Open Account
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View Details
Open Account
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View Details
Open Account
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Apply in Person |
Apply in Person |
*The primary account holder can file a claim for any phones owned by them. For additional details about the services, including terms, conditions, and limitations, please visit mccoy.nxgstrategies.com.
**MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit mccoy.nxgstrategies.com.
*** Loan Discounts do not apply to promotional rates, credit cards and mortgage loans.
**** ATM Surcharge Reimbursement limited to 1 per month. Reimbursement restricted to McCoy’s foreign ATM surcharge only - $1 for balance inquiry or $2 ATM use.
