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Current Rates

Personal Loan Rates
Rate Type Rate Name Balance Term APR APY
Personal Loan
  Line of Credit   as low as 12.50%  
  UCC-1 (Household Items)   as low as 12.50%  
  Other Secured   as low as 11.50%  
  Personal Unsecured   as low as 11.50%  
  Share Secured   as low as 5.00%  
 

Share Certificate - 2% above Share Certificate rate or Share Secured Rate

        
Vehicle Loan Rates
Rate Type Rate Name Balance Term APR APY
Vehicle Loan
  Auto - New   as low as  7.25%  
  Auto - Used   as low as  7.50%  
  Motorcycle - New   as low as  8.00%  
  Motorcycle - Used   as low as 8.25%  
  RV's, Travel Trailers - New   as low as 7.25%  
  RV's, Travel Trailers - Used   as low as 7.75%  
  Boats - New   as low as 7.50%  
  Boats - Used   as low as 8.25%  
Home Loan Rates
Rate Type Rate Name Balance Term APR APY
Home Loan
  First Mortgage - 10 year - fixed   as low as 5.50%  5.820%
  First Mortgage - 15 year - fixed   as low as 6.00%  6.229%
  First Mortgage - 20 year - fixed   as low as 6.75%  6.937%
  First Mortgage - 30 year - fixed   as low as 6.75%  6.893%
  Second Mortgage - 20 year - fixed   as low as 7.00%  7.229%
  Home Improvement   as low as 7.00%  7.229%
  Home Equity   as low as 7.00%  7.229%
  Residential Use Land Loan   as low as 6.937%  6.937%
  Mobile Home   as low as 6.75%  6.997%
Business Rates
Rate Type Rate Name Balance Term APR APY
Business Checking
  Total Business Dividend Checking $1000 and more   0.15% 0.150%
Business Loans
 Contact our Business Services Team.
Credit Card Rates
Rate Type Rate Name Balance Term APR APY
Credit Card
  Visa Platinum   as low as 13.75%  
  Visa Platinum Rewards   as low as 14.75%  
  Visa Signature Rewards   as low as 15.75%  
  Visa Secured   as low as 18.00%  
Savings, CDs & Promotional CD Rates
Rate Type Rate Name Balance Term APR APY
Savings
  Savings Account $50.00 and more   0.05%  0.050%
Share Certificates
  Share Certificate $1,000 - $4,999 6 Months 1.50% 1.510%
    $5000 - $24,999   1.60% 1.612%
    $25,000 - $99,999   1.70% 1.713%
    $100,000 +   1.80% 1.815%
    $1,000 - $4,999 12 Months 1.60% 1.612%
    $5000 - $24,999   1.70% 1.713%
    $25,000 - $99,999   1.80% 1.815%
    $100,000 +   1.90% 1.917%
    $1,000 - $4,999 24 Months 2.10% 2.120%
    $5000 - $24,999   2.20% 2.222%
    $25,000 - $99,999   2.30% 2.324%
    $100,000 +   2.40% 2.427%
    $1,000 - $4,999 36 Months 2.35% 2.375%
    $5000 - $24,999   2.45% 2.478%
    $25,000 - $99,999   2.55% 2.580%
    $100,000 +   2.65% 2.682%
    $1,000 - $4,999 60 Months 2.85% 2.888%
    $5000 - $24,999   2.95% 2.990%
    $25,000 - $99,999   3.05% 3.093%
    $100,000 +   3.15% 3.196%
  Share Certificate - Promotional Rates $1,000 - $100,000 + 10 Months 4.05% 4.126%
    $1,000 - $100,000 + 13 Months 4.89% 5.001%
    $1,000 - $100,000 + 15 Months 4.75% 4.855%
    $1,000 - $100,000 + 18 Months 5.25% 5.378%
    $1,000 - $100,000 + 23 Months 4.05% 4.126%
IRAs
  IRA     0.15% 0.150%
Money Market
  MMSA $1000 and more   0.45% 0.450%
Health Savings
  HSA $1000 and more   0.15% 0.150%