Now That's Smarter Savings!

Put your cash to work with a high-rate CD from McCoy Federal Credit Union! It's smarter savings, with a 12-month CD at 4.23% APY, for a limited time.

Already a member? Click here to apply for our 12-month Smarter Savings CD.  

Not a member yet? Click here to apply for our 12-month Smarter Savings CD.

The interest rate and annual percentage yield (APY) are fixed and in effect for the term of the certificate.

Dividends will be compounded monthly and credited on the last day of the month. 

12-Month CD Account: Offer available for a limited time. Rate advertised is available for a 12-month CD term as of 2/21/2025 and is subject to change at any time. The minimum deposit required to open is $1,000. The minimum average daily balance to earn APY (Annual Percentage Yield) is $1,000. The APY is based on the assumption that interest will remain in the CD account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.